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SUBTO ALERT! 2.5% Rate, Only $35k Down in Harrisburg (Near Eugene)! Available

  • $336,000
  • 3 beds
  • 3 baths
  • 1,571 sqft

SUBJECT TO ALERT! OWN THIS HOUSE IN HARRISBURG, OR FOR ONLY $35k DOWN!

WALKTHROUGH TUESDAY 01/20/2026 FROM 10AM – 11AM ONLY. DO NOT ARRIVE EARLY.

903 Smith St, Harrisburg OR 97446

How often do you find an opportunity to step into equity (that is an LTR candidate) in a great neighborhood for $35k? Located in the town of Harrisburg, which is super close to i5 and in the path of progress away from Eugene. This home has 3 bedrooms and 3 bathrooms, is 1,571 sq ft and is in need of repairs. The Roof is brand new.  This is a rare opportunity to add a home that is almost certain to appreciate in the coming years without having to touch a bank, apply for a loan, pay huge loan fees, or deal with the common hurdles from lenders. The existing financing stays in place, so you’re be picking up a deal with ease. You’ll only need to bring your down payment and your rehab funds.

That’s not all. This property comps out at $442,000 – $465,000, so you’ll be picking up instant equity upon purchase. There is no HOA. However, you’ll need to do a cosmetic rehab on the interior and do minor exterior repairs to make it livable.

The home has a 2 car garage, along with a large backyard and the neighborhood is a very clean middle class neighborhood.

1ST MORTGAGE SUBJECT TO DETAILS:

Existing 30 Year PITI: $1,817.29
Interest Rate: 2.50%
Down Payment: $20k
Remaining Principal Balance: $302k
Arrears: $9,086
Balloon: No

Each party to pay for their own standard title and escrow fees at closing which is currently scheduled for on or before 01/30/2026. Transaction coordinator fee of $2K applies to each purchase. This property is vacant and will be vacant at closing.

WALKTHROUGH TUESDAY 01/20/2026 FROM 10AM – 11AM ONLY. DO NOT ARRIVE EARLY.

Price:
$336,000
Address:
903 Smith St
Harrisburg, Oregon 97446
Square Feet:
1,571
Lot Size:
8,712 Sq Ft
Bedrooms:
3
Bathrooms:
3
Terms:
Assignment of Contract
Property Type:
Home
Year Built:
1996
Basement:
Crawl Space
Const. Type:
Stick Built

Additional Features

New Roof

Call 9719404528 for more details

Property Location